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If you work, live, or travel abroad, the HSBC Premier Checking account may be what you need. Read on to see if this global checking account is right for you.
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HSBC is one of the largest banks in the world and serves nearly 40 million customers across 62 countries and territories.
They offer personal and business accounts that cater to high net worth individuals with international banking needs.
If you're considering opening a personal checking account, you must check out these promotions.
Member FDICStart an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through November 22, 2024, and complete qualifying activities.
Start an HSBC Premier relationship today. Premium banking with local and global benefits. Plus, access to wealth solutions offered through HSBC Securities, (USA), Inc.
In exchange for the high account requirements, HSBC offers some premium benefits, including fee waivers and international financial support. Here's a rundown of all the benefits.
Free international account opening
It's free to open an HSBC account abroad in over 30 destinations. You can open an account before arriving, so it's all ready for you as soon as you're there. You may even be able to transfer your credit history to your new destination. [2] See all accounts in one place
With Global View, you can see all your HSBC global accounts in one place with one single log-in. You can easily manage all your accounts from the mobile app or online banking. Free transfers between your global accounts
Transfer money for free between your linked worldwide HSBC accounts for most major currencies. Transfers are quick - you get the money in your other account in just seconds. Or you can schedule future or recurring transfers. [3] HSBC Global Money Account
Your Premier checking account includes access to a free Global Money Account. This account lets you hold and convert money in 7 different currencies. You can also transfer money for free to someone else's HSBC account in another country.
HSBC Premier customers get priority service for all your financial needs. Their customer support representatives are available 24/7. No matter what time zone you're in, you can reach someone. You also get help from local HSBC experts when you're abroad. Whether you're opening an account overseas, having an emergency, or buying property in another country, their local experts can help you out. You're also provided with a personal Relationship Manager. Your Relationship Manager can help you reach financial goals, set up other accounts, or make financial decisions.
Is HSBC Premier Checking safe?
The HSBC US account is insured by FDIC up to $250,000. They also offer a $0 Liability Online Guarantee. This helps protect you should you have unauthorized transactions on your account. HSBC also uses two-factor authentication to help keep your accounts safe. Where is HSBC located?
HSBC now only has 20 - 25 physical locations in the United States. They are mostly located on the East and West Coasts. HSBC operates in 62 countries and territories across Europe, Asia, Africa, the Middle East, North America, and Latin America. Does HSBC have mobile banking?
Yes, HSBC has a mobile app available on Apple and Android devices. The app allows you to manage all your global accounts from anywhere in the world, as long as you have an internet connection. Does HSBC have other checking options?
The Premier Checking Account is currently HSBC's only checking option. It's meant to be a global checking account that fits all your international banking needs.
If you live or work in another country at least part of the year, the HSBC Premier Checking account is one of the best international accounts to consider. Provided, of course, that you're in one of the regions that HSBC operates in. With global presence in 62 countries and territories, you can get financial help at HSBC locations around the world. You can always be connected to your bank no matter where you are. And transfers between your global accounts are free and fast. Just be sure that you can meet the minimum balance or monthly direct deposit requirements, so you can get the hefty monthly fee waived.
Member FDIC